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California Home Buyers Get More Protection

Posted by on 8:04 pm in Money | 0 comments

Most states require real estate sellers to disclose any information they have about potential or existing problems that a property may have. These include leaks, structural defects, environmental toxins, and natural hazards like flooding if it is available. However, California requires more from sellers.

California has always required under Civil Code Section 1102.6 that prospective buyers are given a Transfer Disclosure Statement, which is a three-page form that a seller has to fill out completely and accurately. It is not a warranty but a statement of fact regarding the current condition of the property. If problems arise later on because of a disclosed condition, the seller will avoid getting sued. However, if the seller knew about the condition but failed to disclose it, he or she could be liable for the damages.

In addition, California law under Civil Code 1002.6c requires the seller to obtain a separate Standardized Natural Disclosure Statement to be given to a prospective buyer. A Natural Hazard Disclosure is not concerned with the condition of the house, but with the potential of the location of the property for natural hazards, specifically flood, fire, and earthquake.

The Statement includes a checklist that a seller fills out based on information from government-provided maps. They cannot speculate or base it on their personal experience, especially given that certain areas of California has been the site for many natural disasters in the last two decades.

The information that a seller must obtain comes from the:

If you are a seller, you would like to check yes to as few of these hazards as possible, but government information may not be specific enough to determine if your property is indeed in a hazardous area. You can solve this easily by hiring professionals to certify this for you, as well as supply you with other disclosure reports for a minimal fee and available within a few minutes.

The Truth About Personal Injury

Posted by on 9:27 pm in Injury | 0 comments

The truth of the matter is dealing with the aftermath of an accident is hardly ever easy. The burdens that it can rain down upon your life can transcend far beyond the physical and emotional aspect, though those are more than obvious. According to the website of Houston personal injury lawyers, a traumatizing injury can mean costly medical bills and a drastically different change in livelihood which, in turn, could affect your whole family as well as yourself.

Sometimes, these are incidents that cannot be controlled. Maybe it was a freak tornado or an earthquake, perhaps even a forest fire. These are natural catastrophes with which no one in particular is directly to blame. However, the odds of these circumstances are not quite as high as one might think. Most of the time, extremely traumatic injuries are the result of an offending party – whether they meant to or not.

This claim is called one of personal injury. There are dozens of subsets beneath personal injury claims such as that of car accidents, medical malpractice, wrongful death, et cetera. Each one requires a specialization, due to the fact that there are certain technicalities and subtle intricacies that could shift the claim exponentially. However, whatever your claim may be – you are entitled to compensation for the injury dealt upon you.

If the injury can be proved to have been a direct consequence of willful or ignorant negligence, then you are warranted to file legal charges against the people responsible. Once you have an efficient legal team on your side, you can relax and know that everything is being taken care of for you. Your case can be well represented and you can be ensured that you are only given the very best of care available so that you can go back to as normal a life as possible, following what can only be classified as a truly devastating, unfortunate situation.

Pre-Employment Procedures: Success, Starting from the Ground and Up

Posted by on 9:09 am in Employment | 0 comments

Each and every employee under your jurisdiction contributes to the betterment of your company. Think of your brand, of your corporation as a big clock – every employee is every nut, bolt, and cog that is necessary to make the whole thing tick. If even one bit of the machine stops working, the entire thing stills. Can you imagine the Big Ben suddenly going radio silent? In order for such a majestic piece of architecture to be functional and as glorious as it is today, every little bit of that machine was screened and only the best kinds of nuts and bolts were used in its construction in order to receive satisfactory results.

That is why it is imperative that you take care of your employees from the ground up – from the pre-employment status until everything else that follows after.

However, as much as you need to take care of your workers, you also need to make sure that the integrity of your company is not taken advantage of so easily. It is important for there to be an equitable back and forth relationship between the employer and the employee in order to guarantee a safer, respectable name for the company itself. According to the website of the pre-employment screening professionals at WorkSTEPS, sufficient foundation work from the beginning of the employment process can allow for “a safer and more productive workspace”.

There can be many benefits to ensuring that you only hire the best employees and having these employees be people who can improve and improve your company all the while. Efficient pre-employment protocols could diminish things like workers’ compensation claims, lost time, fraud, and abuse. This also allows for better benefits and an increased productivity from your staff due to the environment of skilled, worthy professionals who are dedicated and driven.

There can be many legal dilemmas that could be avoided if these procedures can be followed and documented effectively, saving you and your company a lot of heartache and stress from potential drama.

Personal Injury: What You Are Owed

Posted by on 3:51 pm in Injury | 0 comments

Your entire life could change in the blink of an eye. Sometimes the smallest moments can cause the biggest changes in your life – and sometimes these rare life-changing moments are not at all for the better. Sometimes, this could lead to severe personal injury or, at the worst possible scenario, even the death of innocent people. Millions of dollars and needlessly strained spirits and broken hearts are the result of literally thousands of injuries every single year due to other people’s negligence. This is unacceptable.

Anyone who has suffered injury and sustainable damage that renders them incapable of working as well as bestowing medical expenses upon them as a result of someone else’s negligence should not be held accountable for these expenses. If you have found yourself in this kind of situation, you are owed better than what you might initially think you deserve as you are owed due justice for this grievous error in judgment.

If the incident can be proved that a guilty party was at fault for negligence, carelessness, or total disregard for safety or the law, then the offending party is liable to compensate for the damage done as well as pay out any punitive charges that may be necessary, depending on the case. Every story is different and the field of personal injury law branches out into several subsets, which is why it can get quite complicated, only causing you more stress.

A Charleston personal injury lawyer could help you decide intelligently as to what move you ought to make next, legally. Acquiring professional help will make sure that you have a team that is dedicated into making sure that you are given only the very best treatment so that you can recover from what can only be a scarring incident that should not have happened in the first place.

The Real Truth About Chapter 11 Bankruptcy

Posted by on 10:57 am in Money | 0 comments

The word ‘bankruptcy’ can be enough to make anyone cringe. After all, it is a common conclusion for people to equate bankruptcy with total and utter financial ruin and failure. Most resort to this financial solution as a one all, end all – totally defeated. Little do most people know that filing for bankruptcy could be the benchmark into bettering your credit history as well as putting you on the road to financial freedom and stability.

Due to the booming industry of business these days, a lot of people venture into creating their own establishments and businesses in order to pursue their own individual passions. However, some financial mistakes can lead these owners into debilitating debt that could mean the end of their passion project, of the dreams that they have worked so hard to achieve. Filing for Chapter 11 bankruptcy does not, however, equate to the end of a dream – rather, it could be the start of the road into making smarter and more efficient financial choices.

A Raleigh Chapter 11 bankruptcy lawyer could tell you the basics of this type of bankruptcy. You will be able to continue your business and you will no longer have to worry about being continuously harassed for payment by creditors. This type of bankruptcy allows for you to create a systematic financial payment plan that is more suitable for your lifestyle and livelihood and even make it possible for you to apply for loans at rates that are favorable for you.

Due to the fact that bankruptcy law can be quite complex and arduous, and that everyone has a different financial situation – it can be difficult to ascertain if filing for bankruptcy could be the best thing to do for the future of your business. That is why, if you should see yourself in a bit of a financial pickle and are considering filing for bankruptcy, it is advisable for you to contact a lawyer who specializes in this branch of the law so that your case can be properly advised and represented.

Personal Injury: Accidents vs. Decisions

Posted by on 6:02 pm in Injury | 0 comments

You can say that the Titanic sinking was an accident – it was the decision to have insufficient lifeboats and to determine who got to live and die by their financial status that was the cause of many more deaths than there should have been. It was the decision to declare it as unsinkable that drowned the pride. They say that you have the freedom to choose your decisions but you are not free to choose their consequences. This is a truth all too known by people who have made decisions that have resulted in personal injury cases.

According to the website of Abel Law Firm, the people who suffer through decisions of negligence that lead into circumstances of personal injury are then subject to extraordinarily challenging times that are most undeserved. A lot of personal injury cases are due to the negligence of an individual, a team, or an entire corporation – and whoever is to blame for the damage should be held accountable for what their decision has done.

If you or someone you know has suffered through an ordeal similar to the one depicted above, it might be high time to consult specialized experts who know their way around the block and know the right kind of decisions that will only give you the best possible outcome. There is no way to make abetter decision to make than one made of sound mind, an intelligent, and informed decision.

Deciding that you need the help of a Houston personal injury lawyer could lead to having your expenses reimbursed and your pain, compensated for. Though it is true that there is no amount of money that could ever bring you back to your state of normalcy before the incident occurred, being given the freedom from the stress of recovering from such a tragic situation can only be a breath of relief in what is indubitably a trying time for anyone.

The Sad Truth About Car Accidents

Posted by on 6:51 pm in Car Accidents | 0 comments

It is a sad truth that nearly everyone in the world is likely to experience at least one vehicular accident in their lifetime. As much as this is often avoidable, there are just some people with very little regard for their own safety – hardly realizing that their actions could have consequences on other people just the same.

According to website of the law offices of Crowe & Mulvey, LLP, these instances are sometimes truly ineluctable due to the fact that so many people all over the world require vehicular transportation in order to get to work or go to school or proceed with their day to day activities. As much as these industrial innovations have made things easier on this modern world, it has also added great risk and potential hazard.

Sometimes, the damage done by a car accident is easily repayable and can be just a few simple repairs but this is not always the case. There are some instances wherein these accidents can prove to be expensive due to the medical necessities then required for recovery – or there are the occasions wherein tragedies such as these result into the death of an innocent person who just so happened to be a the wrong place at the wrong time. Any Lake Geneva car accident lawyer would be able to tell you that most car accidents are often a result of supposed to be avoidable circumstances such as that of driver error, mechanical defect, highway defect, or drunk driving.

If you or someone you know has been the victim of a car accident, it is understandable to be shaken by an event so traumatizing. Recovery really should be your priority and there have been instances wherein the guilty party is difficult to negotiate with and even downright refuse to allot you with due compensation for the damage done.

That is why it is of the utmost importance to acquire legal aid in such a trying situation such as this so that experts can handle your case while you relax and recuperate from the accident.